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Steep jumps in health insurance premiums and deductibles are top of mind for many voters heading into midterm elections. 杨贵妃传媒視頻 Health News chief Washington correspondent Julie Rovner explains how rising costs may shape competitive races. She also distills plans from candidates on both sides of the aisle to bring costs down.
Insurers that sell plans in Obamacare marketplaces across 16 states and the District of Columbia have asked regulators to approve a 14% median premium increase for 2027, according to a new Peterson-KFF analysis.
The Trump administration finalized a rule that embraces new types of Obamacare coverage, including 30% higher out-of-pocket costs for some plans, and a more novel approach that allows insurers to offer coverage without set networks of doctors and hospitals.
Congress' decision not to extend enhanced marketplace tax credits has boosted the appeal of alternative health coverage with lower monthly premiums. Consumer advocates dismiss the plans as "junk insurance,鈥 while proponents say patients need alternatives to pricey marketplace options.
An uptick in people skipping Obamacare premium payments in many states suggests the Affordable Care Act鈥檚 rising costs 鈥 driven partly by lower subsidies to help people buy plans 鈥 are hitting home for 2026 enrollees. The trend adds to voter concerns about affordability ahead of the midterm elections.
Deductible. Copay. Out-of-pocket limit. What do these health insurance terms actually mean? We explain common phrases from insurance policies so navigating your plan is less of a headache.
Millions of people rely on the supplemental insurance to offset the deductibles, copayments, and other costs faced by enrollees in the traditional Medicare program.
Lower premiums often mean higher costs when you get sick and need care. Among the ways to plan ahead and soften the financial hit: health savings accounts, which act like a medical piggy bank.
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A KFF poll offers insights into people鈥檚 insurance coverage decisions and how those choices could play into their vote in November鈥檚 midterm elections.
The Affordable Care Act put in place a package of benefits that health insurance plans must cover. Critics contend this mandate has jacked up premiums. Evidence supporting that claim is mixed.
Health care prices are on the rise, and patients are flummoxed that even insurance companies aren鈥檛 doing more to control costs.
Chaz and Jean Franklin were facing a sevenfold increase in their health premium payments with the expiration of enhanced federal subsidies for Affordable Care Act plans at the end of 2025. Then Jean received a crushing diagnosis that will claim her life but save the couple money.
The state recently became the third to offer a public option health plan through its Affordable Care Act marketplace. But researchers said it鈥檚 unlikely to fill the gaps left by sweeping changes at the federal level.
Experts say Affordable Care Act sign-up data won鈥檛 be clear until people who were enrolled have paid 鈥 or haven't paid 鈥 their new, often much higher, premiums.
Millions of middle-class Americans who have Affordable Care Act marketplace plans are facing soaring premium payments in 2026. Some people are contemplating big life changes to deal with new rates that kicked in on Jan. 1.
As millions face skyrocketing health insurance premiums, the 鈥淎n Arm and a Leg鈥 team navigates their own limited options.
The debate over expiring Affordable Care Act tax credits has given Republicans room to resurface old criticisms 鈥 such as blaming the ACA for mergers and consolidation within the health care industry.
High-deductible health insurance plans are increasingly common, and many more enrollees will likely need to choose such plans for the coming year. For those with chronic conditions like diabetes, the gamble can mean compromised care and long-term consequences.
Health savings accounts can be used to cover medical expenses, tax-free. But while wealthier Americans are using them to pay for gym equipment, cedar ice baths, and hemlock saunas, poorer Americans can鈥檛 use them to pay their skyrocketing health insurance premiums.
漏 2026 KFF