Year after year, Mary Bucklew strategized with a nurse practitioner about losing weight. 鈥淲e tried exercise,鈥 like walking 35 minutes a day, she recalled. 鈥淎nd 39,000 different diets.鈥
But 5 pounds would come off and then invariably reappear, said Bucklew, 75, a public transit retiree in Ocean View, Delaware. Nothing seemed to make much difference 鈥 until 2023, when her body mass index slightly exceeded 40, the threshold for severe obesity.
鈥淭here鈥檚 this new drug I鈥檇 like you to try, if your insurance will pay for it,鈥 the nurse practitioner advised. She was talking about Ozempic.
Medicare covered it for treating Type 2 diabetes but not for weight loss, and it cost more than $1,000 a month out-of-pocket. But to Bucklew鈥檚 surprise, her Medicare Advantage plan covered it even though she wasn鈥檛 diabetic, charging just a $25 monthly copay.
Pizza, pasta, and red wine suddenly became unappealing. The drug 鈥渃hanged what I wanted to eat,鈥 she said. As 25 pounds slid away over six months, she felt less tired and found herself walking and biking more.
Then her Medicare plan notified her that it would no longer cover the drug. Calls and letters from her health care team, arguing that Ozempic was necessary for her health, had no effect.
With coverage denied, Bucklew became part of an unsettlingly large group: older adults who begin taking GLP-1s and related drugs 鈥 highly effective for diabetes, obesity, and several other serious health problems 鈥 and then stop taking them within months.
That usually means regaining weight and losing the associated health benefits, including lower blood pressure, cholesterol, and A1c, a measure of blood sugar levels over time.
Widely portrayed as wonder drugs, semaglutide (Ozempic, Wegovy, Rybelsus), tirzepatide (Zepbound, Mounjaro), and related medications have transformed the treatment of diabetes and obesity.
The FDA has approved several GLP-1s for additional uses, too 鈥 including to treat and , and and strokes.
鈥淭hey鈥檙e being studied for every purpose you can conceive of,鈥 said Timothy Anderson, a health services researcher at the University of Pittsburgh and author of a recent JAMA Internal Medicine .
(Drug trials have found , however.)
People 65 and older represent prime targets for such medications. 鈥淭he prevalence of obesity hovers around 40%鈥 in older adults, as measured by body mass index, said John Batsis, a geriatrician and obesity specialist at the University of North Carolina School of Medicine.
The proportion of people with , too, to nearly 30% at age 65 and older. Yet a recent JAMA Cardiology study found that among Americans 65 and up with diabetes, about within a year.
Another study of 125,474 people with obesity or who are overweight found that almost 47% of those with Type 2 diabetes and nearly 65% of those without diabetes stopped taking GLP-1s within a year 鈥 a high rate, said Ezekiel Emanuel, a health services researcher at the University of Pennsylvania and senior author of the study.
Patients 65 and older were 20% to 30% the drugs and less likely to return to them.
What explains this pattern? As many as 20% of patients may experience . 鈥淣ausea, sometimes vomiting, bloating, diarrhea,鈥 Anderson said, ticking off the most common side effects.
Linda Burghardt, a researcher in Great Neck, New York, started taking Wegovy because her doctor thought it might reduce arthritis pain in her knees and hips. 鈥淚t was an experiment,鈥 said Burghardt, 79, who couldn鈥檛 walk far and had stopped playing pickleball.
Within a month, she suffered several bouts of stomach upset that 鈥渨ent on for hours,鈥 she said. 鈥淚 was crying on the bathroom floor.鈥 She stopped the drug.
Some patients find that medication-induced weight loss lessens rather than improves fitness, because another side effect is muscle loss. Several trials have reported that , but 鈥渓ean mass鈥 including muscle and bone.
Bill Colbert鈥檚 cherished hobby for 50 years, reenacting medieval combat, involves 鈥減utting on 90 pounds of steel-plate armor and fighting with broadswords.鈥 A retired computer systems analyst in Churchill, Pennsylvania, he started on Mounjaro, successfully lowered his blood glucose, and lost 18 pounds in two months.
But 鈥測ou could almost see the muscles melting away,鈥 he recalled. Feeling too weak to fight well at age 78, he also discontinued the drug and now relies on other diabetes medications.
鈥淒uring the aging process, we begin to lose muscle,鈥 typically half a percent to 1% of muscle weight per year, said Zhenqi Liu, an endocrinologist at the University of Virginia who . 鈥淔or people on these medications, the process is much more accelerated.鈥
Losing muscle can lead to frailty, falls, and fractures, so doctors advise GLP-1 users to exercise, including strength training, and to eat enough protein.
The high rate of GLP-1 discontinuation may also reflect shortages; from 2022 to 2024, these drugs temporarily became hard to find. Further, patients may not grasp that they will most likely need the medications indefinitely, even after they meet their blood glucose or weight goals.
Re-initiating treatment involves its own hazards, Batsis cautioned. 鈥淚f weight goes up and down, up and down, metabolically it sets people up for functional decline down the road.鈥
Of course, in considering why patients discontinue, 鈥渁 large part of it is money,鈥 Emanuel said. 鈥淓xpensive drugs, not necessarily covered鈥 by insurers. Indeed, in of patients who discontinued semaglutide or tirzepatide, nearly half cited cost or insurance issues as the reason.
Some moderation in price has already occurred. The Biden administration capped out-of-pocket payments for all prescriptions that a Medicare beneficiary receives ($2,100 is the 2026 limit), and authorized annual price negotiations with manufacturers.
The Ozempic, Wegovy, and Rybelsus, though not until 2027. Medicare Part D drug plans will then pay $274, and since most beneficiaries pay 25% in coinsurance, their out-of-pocket monthly cost will sink to $68.50.
Perhaps even lower, if agreements announced in November between the Trump administration and drugmakers Eli Lilly and Novo Nordisk pan out.
The bigger question is whether Medicare will amend its original 2003 regulations, which prohibit Part D coverage for weight loss drugs. 鈥淎n archaic policy,鈥 said Stacie Dusetzina, a health policy researcher at the Vanderbilt University School of Medicine.
The Trump administration鈥檚 would expand Medicare eligibility for GLP-1s and related medications to include obesity, perhaps as early as spring. But key details remain unclear, Dusetzina said.
Medicare should cover anti-obesity drugs, many doctors argue. Americans still tend to think that 鈥渄iabetes is a disease and obesity is a personal problem,鈥 Emanuel said. 鈥淲rong. Obesity is a disease, and it reduces life span and compromises health.鈥
But given the expense to insurers, Dusetzina warned, 鈥渋f you expand the indications and extent of coverage, you鈥檒l see premiums go up.鈥
For older patients, often underrepresented in clinical trials, questions about GLP-1s remain. Might a lower maintenance dose stabilize their weight? Can doses be spaced out? Could nutritional counseling and physical therapy offset muscle loss?
Bucklew, whose coverage was denied, would still like to resume Ozempic. But because of a recent sleep apnea diagnosis, she now qualifies for Zepbound with a $50 monthly copay.
She has seen no weight loss after three months. But as the dose increases, she said, 鈥淚鈥檒l stay the course and give it a shot.鈥
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